The Impact of an HSA-Eligible Health Plan on Health Care Services Use and Spending by Worker Income.

This study examines whether there is variation by worker income on how an HSA-eligible health plan affects health care services use and spending. Does the typically flat-dollar gap between a health plan’s deductible and the employer contribution to a health savings account (HSA) have a bigger impact on the use of health care services among lowerincome workers than it does for higher-income workers?